Personal Banking —Savings

Your first step in a program of regular savings begins when you open an account with Rosemount National Bank.

Savings made easy with a low minimum balance requirement.

Basic Savings

Minimum to Open	$50
Minimum Daily Balance to Avoid a Service Charge	$50
Service Charge (when balance falls below minimum requirements on any day of the cycle)	$9 a quarter
Other Benefits	Variable interest rate compounded and credited quarterly

All personal savings accounts are handled as follows:

• Interest is calculated on the daily collected balance method. This method applies a daily periodic rate to the outstanding collected balance in the account each day.

• Interest begins to accrue on the business day noncash items (i.e. checks) are collected.
• Your interest rate and annual percentage yield may change on your account at any time at our discretion.
• You may make no more than six withdrawals and/or transfers, including preauthorized automatic, or telephone transfers, to another account of yours at the bank or to a third party per statement cycle.
  

 Additional Disclosures