Personal Banking — Checking

Personal Checking
Minimum to Open	$50
Minimum Daily Balance to Avoid a Service Charge	$0
Service Charge	$0
Interest Earning	No
Other Benefits

No minimum balance, no service charges.

RNB Checking
Minimum to Open	$50
Minimum Daily Balance to Avoid a Service Charge	$0
Service Charge	$7
Interest Earning	No
Other Benefits	No fee for traveler's checks with one authorized signer No fee for money orders No fee for cashier's checks

Flat monthly fee with unlimited check writing and no minimum balance requirements.

Reward Checking
Minimum to Open	$50
Minimum Daily Balance to Avoid a Service Charge	$0
Service Charge	$10 a month
Interest Earning	No
Other Benefits	ATM transactions with no RNB fees (fees from other banks may apply) No fee for traveler's checks with one authorized signer No fee for money orders No fee for cashier's checks Free safe deposit box - 3" X 10" or smaller (subject to availability) Discount of .25% on consumer or home equity loans

Flat monthly fee with extra benefits.

Interest Checking
Minimum to Open	$500
Minimum Daily Balance to Avoid a Service Charge	$500
Service Charge	$7 a month (when balance falls below minimum requirement of $500 on any day of the cycle)
Interest Earning	Yes
Other Benefits	Variable interest rate

Interest bearing with no monthly service charge if you maintain a balance of $500 or more.

Money Market Checking
Minimum to Open	$3,000
Minimum Daily Balance to Avoid a Service Charge	$3,000
Service Charge	$10 a month (when balance falls below minimum requirement of $3,000 on any day of the cycle)
Interest Earning	Yes
Other Benefits	Tiered variable interest rate

Tiered rate, interest bearing account with no monthly service charge if you maintain a balance of $3,000 or more.

$3,000 required to open
No service charge with daily minimum of $3,000
$10 a month charge if balance falls below $3,000 on any day of the month
Earns tiered variable interest rate
(now higher rates for balances over $10,000 or $25,000)
Free check orders with direct deposit (government or payroll)
Additional Disclosure

Classic Checking
Minimum to Open	$50
Minimum Daily Balance to Avoid a Service Charge	$0
Service Charge	$0
Interest Earning	Yes
Other Benefits	Variable interest rate

"Free" interest bearing checking account for individuals 55 or older with no minimum balance requirements and no service charges.

Classic Checking Plus
Minimum to Open	$50
Minimum Daily Balance to Avoid a Service Charge	$0
Service Charge	$0
Interest Earning	Yes
Other Benefits	Variable interest rate

Additional benefits with your Classic Checking Account when you maintain total certificate of deposit balances of $10,000 or more. Benefits include:

Starter Checking
Minimum to Open	$25
Minimum Daily Balance to Avoid a Service Charge	$0
Service Charge	$0
Interest Earning	Yes
Other Benefits	Variable interest rate

Free checking account with interest for those ages 16-21.
(16-18 years old must have guardian or parent on the account)

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Money Pass Chek Card is FREE.